Mortgages

The 5th Cycle: Frank Anton On Housing's Law Of Gravity

Capital 09.13.21

The 5th Cycle: Frank Anton On Housing's Law Of Gravity

What-if? The question few housing business stakeholders care to factor into their forecasts right now is what happens when -- not if -- interest rates spike?

Shut Off: Mortgage Data Reveals Race Gap In Pandemic Re-Fis

Policy 06.23.21

Shut Off: Mortgage Data Reveals Race Gap In Pandemic Re-Fis

Disparities -- directly tied to racial discrimination -- define the threshold of the 2020s. Will they define the decade?

Homebuilders Get Caught In The Appraisal Gap Vortex

Policy 08.02.21

Homebuilders Get Caught In The Appraisal Gap Vortex

The lag time between market pricing, comparables, and fair appraisals -- already an issue prior to the pandemic -- puts more potential buyers at risk of failure as they try to qualify for loans in hot markets.

Locked-Out Of FOMO Rush, Would-Be Buyers Delay Dreams

Policy 06.21.21

Locked-Out Of FOMO Rush, Would-Be Buyers Delay Dreams

As FHA and VAA homebuyer share shrinks, a torrid market decouples from a materially-important domino-effect buyer pool. What's left is a discretionary universe of prospects with cash.

Silver Linings And Teachable Moments In The Prices Crisis

Policy 05.14.21

Silver Linings And Teachable Moments In The Prices Crisis

This week's inflation red flags, temporary or structural, serve as potential catalysts for housing's leaders to think, act, and solve challenges differently than ever before.

Capital 03.18.21

Each 25 Basis Point Jump On 30-Year Fixed Bumps 1.3MM People

Here's why builders--betting heavily now on lots of fundamental running room for demand--are tense about interest rates.

This App Could Stop Housing's 2008 Meltdown From Recurring

Capital 05.26.21

This App Could Stop Housing's 2008 Meltdown From Recurring

Framework, the 2021 Ivory Prize for Innovation in Housing Affordability in the finance category, has designed a Fitbit- or GPS-navigation-style experience for people new to homeownership.